True Health Labs Payment Options

True Health Labs payment options available for online lab testing. Credit Cards, HSA, FSA, PayPal, Affirm, Buy Now Pay Later.

Payment options that help you get the lab tests you need

We know you use True Health Labs to get answers about your health. Below are simple ways to pay so you can move forward and get better. If you run into any trouble, contact us and we will help you complete your order.

Credit Card or Debit Card

How it works

Pay in full at checkout using any major card. Your order is processed right away so your test order can be processed without delay.

Good to know

  • We use secure, encrypted checkout.
  • The charge will appear on your statement from TrueHealthLabs.com.

Health Savings Account (HSA)

How it works

Use your HSA card at checkout like a regular debit card. Many TrueHealthLabs.com lab tests are eligible HSA expenses.

Good to know

  • Eligibility is set by IRS rules and your plan. General wellness screening may need a doctor’s note or may not qualify depending on your plan.
  • We provide itemized receipts. Keep these for your records in case your HSA administrator requests them.

Flexible Spending Account (FSA)

How it works

Use your FSA card at checkout or pay with a personal card and submit for reimbursement to your FSA administrator.

Good to know

  • IRS rules determine what is eligible. Some labs may require a Letter of Medical Necessity from your clinician.
  • We provide itemized receipts to support reimbursement.

PayPal Pay in 4

How it works

Split your purchase into 4 payments, paid every two weeks. Approval is quick during checkout. See ways to pay.

Good to know

  • Available for eligible carts between the PayPal minimum and maximum purchase amounts. No late fees charged by PayPal Pay in 4. Availability depends on your state and your PayPal account status.
  • Your order is processed once PayPal approves the plan, so you can move forward with testing.

Affirm

How it works

Choose Affirm at checkout to see payment plans. Some purchases may qualify for 0% APR, others range up to a stated APR based on your eligibility.

Good to know

  • No late fees. Paying late can still affect your ability to get new loans.
  • Affirm runs an eligibility check. Some loan types may be reported to credit bureaus.
  • You will see the total cost up front before you accept a plan.

Receipts and documentation

What we provide

  • Itemized receipt with product names and amounts.
  • Order confirmation email for your records.

If your HSA/FSA administrator needs more

  • If applicable, ask your clinician for a brief note if your plan requires a Letter of Medical Necessity.
  • If your HSA/FSA card is declined at checkout, you can pay with a personal card and seek reimbursement from your plan using our receipt.

Questions or special circumstances

We are happy to help

If you are unsure which option to use, or your payment method is not going through, contact us. We will work with you so you can get your test ordered.

Contact us


Why Customers Trust True Health Labs – What People are saying

Posted on Google Google
Joseph
October 30, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Quick and reliable. Customer service team was very helpful in test selection process. Easy to communicate with.

Owner's reply
Thanks Joseph for the kind words. We love our customer service department. Amazing team. Even though you had a great experience, we would love any feedback you can give. [email protected]
Posted on Google Google
Tyler H
August 24, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Peter is very knowledgeable. Was very helpful and gave a sense of hope that i don’t think can be found in the traditional health care system.

Owner's reply
Thank you so much Tyler. Peter is quite amazing, so smart. We are proud to have him on our team and so happy he could give you insights that go deeper than traditional healthcare.
Posted on Google Google
Erin R
August 21, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Labs can be taken at home and have clear written instructions (can also find video instructions on their website). I met with Peter to discuss my results and he was extremely helpful and kind! I would purchase again!

Owner's reply
Thank you Erin for your kind review! We are so lucky to have Peter. He has helped so many people understand their lab results.
Posted on Google Google
Evan K
August 7, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Top notch.

Owner's reply
Thanks Evan! Our team works hard and definitely deserves the praise. If there’s anything that we can improve always let us know. [email protected]
Posted on Google Google
F N
July 3, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Best labs, prices, and professional service make this your top choice to only use this company. No other company can compare to the service. Extremely professional and courteous. Thank you, Rachel, for always helping me.

Owner's reply
Glad we could help! We are very passionate about our work here so our tip-top service will never change!
Posted on Google Google
Omar A
June 15, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Thanks and well done

Owner's reply
Thanks Omar for your kind words! Our team is the best!
Posted on Google Google
Susan R
June 3, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Excellent way to test, quick, easy and discreet.

Owner's reply
Thanks for taking the time to leave a review! So glad we could help. We go over all of our reviews at each meeting!
Posted on Google Google
Erin K
April 8, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
True Health’s customer service is top notch! I made a mistake when I ordered my Dutch test. I called customer service after hours, but I was able to leave a message. Rachel called me back the next morning, and we were able to get my order fixed! She was kind, helpful, and made the process smooth!

Owner's reply
Thanks for taking the time to compliment our team. They are mighty! So glad we could help you with your health journey.
Posted on Google Google
Marianne V
March 19, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I cannot say enough great things about True Health Labs and my experience with the Marcons test. Dr. Peter Stephenson was an absolute wealth of information—extremely intelligent and insightful. He connected all the dots and made me feel like I finally have been heard and seen. After years of dealing with anxiety, OCD, weight gain, inflammation, and depression, it was incredibly comforting to talk to someone who truly understood my situation. Dr. Stephenson spoke straight to my soul and made me feel validated. Thank you, True Health Labs, for providing such an invaluable service and support. Marianne

Owner's reply
Thank you for taking that time to write that review. We’re so lucky to have Peter on the team. His insights, as you pointed out, is incredibly valuable. I’m so glad he was able to help guide you Marianne.
Posted on Google Google
Jayme T
March 3, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Ordering tests through True Health Labs was easy and painless. Peter is incredibly knowledgeable and kind. He spent more time explaining and speaking with me than any of my doctors have in the last 3.5 years. Thank you Peter, you are a blessing. And thank you THL for making it possible for the public to avoid the BS control from the medical and insurance industries.

Owner's reply
Wow! Thank you so much for that incredible review. Peter and our clinical team have a great focus on giving insights that would normally never be given. Thank you Jayme for taking the time for the review.
Verified by Trustindex
Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more

Also rated 4.6 out of 5 based on 3452 ShopperApproved reviews- See all TrueHealthLabs.com reviews.

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